How to say to owe a debt/balance due/debts in Chinese 欠款

海外欠款收账困难。 ( Collection of overseas arrears is difficult. )

收回来的欠款刚好抵债 ( The debt owed just happened to be in debt )

欠款尽数归还 ( Repayment of the arrears )

衣物变卖一空，也抵不上欠款。 ( The clothes were sold out and they were not worth the money owed. )